At Haskins we understand that the first time you buy a home can be a confusing and stressful time, so much paperwork and so many questions you have no idea where to begin.
We recommend that you establish a relationship with a conveyancer before you buy, as we can provide you with a huge amount of advice on the process, timeframes and help guide you through the process from purchase to settlement. Our role is to assist you and answer any queries you have as well as making sure everyone is doing what they should when they should, including you. Having a conveyancer and a broker/banker who is patient and understanding and who doesn’t mind you ringing twice or ten times a day, will alleviate some of the stress that most first home buyers experience.
To make the process easier for you, we have made a special effort to provide as much information as possible on our website so that you can access this information at a time that is convenient to you. We hope that by accessing this information you will feel more confident when you take that step to purchasing your first home. Our aim is to educate and empower you and if your specific query is not covered on our website please contact us and one of our very helpful, patient and understanding conveyancers will assist you.
As with any situation we face with uncertainty the more knowledge and advice you receive, the more confident you will be in your dealings with others.
As a first time homebuyer it is a great idea to undertake as much research as possible before entering into a Contract and this where the World Wide Web can assist you, including this website.
We suggest you also visit the following pages for more valuable information:
Before looking at any properties you should obtain written quotes from your Banker/Broker and conveyancer confirming all the costs associated with buying a home. In addition you should budget for the cost of a Building Inspection Report or Termite Inspection Report and insurance.
Be realistic and buy within your budget, if the floor plan and area are just what you are looking for, look beyond the cosmetic things such as colour schemes you do not like or an untidy garden, after all you can change these for little cost whilst adding value to your home.
Whilst you must be over the age of 18 to apply for the First Home Owners Grant (FHOG) and the First Home Owner Rate of Duty (FHOR) you are never too old to be a First Home Owner.
For information on the FHOG or Duty rebates check out the Office of State Revenue (OSR) website at https://www.finance.wa.gov.au/cms/State_Revenue/FHOG/First_Home_Owner_Grant.aspx
In addition to the FHOG you may also qualify for the Homebuyers Assistance Fund which provides grants of up to $2,000.00 towards the costs incurred in buying your first home. Go to https://www.commerce.wa.gov.au/consumer-protection/home-buyers-assistance-account for more information and eligibility criteria.
When buying your first home you need the services of a patient, understanding and available conveyancer. Look no further than Haskins Settlements to lighten the load and be there to look after you every step of the way.